Terms of Service

Last updated: January 1, 2025

1. Acceptance of Terms

By accessing or using FlexFi's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Description of Services

FlexFi provides AI-powered financial services including:

  • Microloans and personal lending
  • Credit building and monitoring tools
  • Cryptocurrency integration and trading
  • Financial planning and budgeting tools
  • Investment advisory services
  • Digital payment processing

3. Eligibility and Account Registration

To use our services, you must:

  • Be at least 18 years old or the age of majority in your jurisdiction
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Comply with all applicable laws and regulations
  • Not have been previously suspended or banned from our services

4. Financial Services Terms

When using our financial services:

  • Loan terms and interest rates are determined by our AI algorithms
  • All financial products are subject to approval and verification
  • You are responsible for timely repayment of all borrowed funds
  • Late payments may result in fees and impact your credit score
  • Investment services carry inherent risks and potential losses

5. User Responsibilities

You agree to:

  • Provide accurate and truthful information
  • Use our services only for lawful purposes
  • Not attempt to circumvent our security measures
  • Report any unauthorized account access immediately
  • Comply with all applicable financial regulations
  • Not engage in fraudulent or deceptive practices

6. Prohibited Activities

You may not:

  • Use our services for money laundering or terrorist financing
  • Engage in market manipulation or insider trading
  • Create multiple accounts to circumvent limits
  • Share your account credentials with third parties
  • Reverse engineer or attempt to hack our systems
  • Violate any applicable laws or regulations

7. Fees and Charges

FlexFi may charge fees for certain services. All applicable fees will be clearly disclosed before you agree to any transaction. We reserve the right to modify our fee structure with 30 days' notice.

8. Limitation of Liability

FlexFi's liability is limited to the maximum extent permitted by law. We are not liable for indirect, incidental, or consequential damages arising from your use of our services.

9. Termination

We may terminate or suspend your account at any time for violation of these terms or applicable laws. You may close your account at any time, subject to outstanding obligations.

10. Contact Information

For questions about these Terms of Service, contact us:

Email: legal@flexfi.cloud

Phone: +1 (555) 123-4567

Address: 123 Financial District, New York, NY 10004, United States

FlexFi Logo
FlexFi

AI-powered financial platform designed for the underbanked and underserved, providing smart financial tools and inclusive access.

Contact Us

support@flexfi.cloud
+1 (555) 123-4567
123 Financial District
New York, NY 10004
United States

© 2025 FlexFi INC. All rights reserved.

Regulatory Compliance: Licensed and regulated in multiple jurisdictions. Member of the International Association of Cryptocurrency Investigators (IACI).

Security Certifications: ISO 27001, SOC 2 Type II, and GDPR compliant. All data encrypted with AES-256 encryption.